Brrr it's cold outside! We don't blame you snowbirds for flocking the nest and seeking out the sun. Are you sick of the cold and need some balmy R&R? Wherever you’re headed this winter - going on vacation without travel insurance is snow place to be!
Why snowbirds need travel insurance?
No matter whether you're popping to Waihiki for a week, or Morocco for a month leaving yourself open to exposed risk without travel insurance could see your trip end in serious financial ruin. Keep reading why it makes sense to pack travel insurance for your snowbird trip.
Exxy Medical Costs
Did you know your Canadian health insurance is not valid outside of Canada? Falling ill or sustaining an injury while travelling on vacation can be extremely costly. Hospital costs in the USA alone can reach a whopping $10,000 per day. If there is one reason to purchase a policy, this is it!
Disasters Can Strike
Whether you're hungry for the Big Apple or pining for Panama, it's important to recognize that disasters can strike- no matter your destination. You can't predict when a natural catastrophe might happen, nor when injury halts your holiday. Should you require emergency assistance during your vacation, take cover with travel insurance.
Imagine you’re mid-way to the airport when you have an accident on route. Or at the last minute a relative falls seriously ill and you have to cancel your vacation. Should you need to return home, or cancel, you'll be covered for a range of unforeseen events such as accidents, injuries, illness or the death of travelling companion or close relative.
Your Stuff Is Important
What happens when you land in Miami, but your luggage doesn't? Perhaps you've been pickpocketed in Mexico before you've even had a sip of your Margarita? Loss, theft or damage to your prized possessions can be a common, yet gut-wrenching experience. If your personal belongings go AWOL on vacation, your policy will pay to replace or repair them.
Snowbird travel insurance FAQ’s
When is snowbird season?
Peak migration season is December to March, although winter can start early in Canada. Some Snowbirds leave as early as October.
Where should I go to get some fun, and sun?
Go south! The southern states of USA like Florida, Arizona, Louisiana are obvious wins. Mexico, Central America, the Caribbean, and other sun-drenched locations like South East Asia are ideal places for soaking up the sun and culture.
Are there any age limits?
No, you can be of any age. However snowbird policies tend to be for those whose kids have flocked the nest and are now free to be roaming retirees.
How much does snowbird insurance cost?
It really depends on where you go and what you do. The best way to find a cheap policy is to shop around the various Canadian travel insurers and compare quotes. Believe us when we say that prices can vary wildly between hundreds of dollars from company to company. Save time, worry and loads of money by comparing travel insurance online.
I travel multiple times a year, should I buy annual cover?
Yes, If you're a snowbird who goes away for a month or two here, and a month or two there, it might be worth looking at a frequent traveler annual multi-trip policy. These policies cover you for a whole year of travel. You can go on as many vacations as you like and you don't even need to tell your insurer each time you holiday! Plus, big savings can be made for those serious frequent flyers. If you tend to travel more than three times a year a annual snowbird policy can save you heaps. Double win!
Pack travel insurance for your winter sun vacation
Whether you're taking a road trip in your RV down route 101, taking a plane to San hose or train to Tenerife. Don't forget to pack travel insurance for your winter sun trip.